🚀 How Salesforce Just Made Voice AI 316x Faster (And Why It Changes Everything)

Voice AI is supposed to feel natural — like talking to a real person.
But there’s one problem that has been quietly breaking the experience:

Silence.

Even a short delay in a voice conversation feels awkward. And in most current AI systems, that delay comes from one thing: retrieving information.

---

🎯 The Real Problem with Voice AI Today

Unlike chatbots where users can wait a few seconds, voice assistants have a strict limit.

👉 Around 200 milliseconds — that’s the window for a response to feel “human.”

But traditional AI systems (RAG — Retrieval-Augmented Generation) often take:

• 50 to 300 ms just to fetch data
• BEFORE the AI even starts generating a response

That means the system is already too slow… before it even speaks.

---

⚡ Enter VoiceAgentRAG: A Smarter Architecture

Salesforce AI Research introduced a new system called VoiceAgentRAG — and it’s not just an upgrade.

It’s a complete redesign.

Instead of doing everything step-by-step, it splits the work into two intelligent agents:

🧠 1. Fast Talker (Real-Time Agent)

• Handles live conversations
• Checks a local memory cache first
• Responds almost instantly (~0.35 ms lookup)

🐢 2. Slow Thinker (Background Agent)

• Runs quietly in the background
• Predicts what the user will ask next
• Preloads relevant data before it’s needed

---

🤯 The Big Idea: Predict Before You Ask

Here’s the genius part:

Instead of waiting for the user’s next question…

👉 The system predicts it in advance

Example:

• User asks about pricing
• System prepares data about:
  • discounts
  • enterprise plans
  • billing

So when the user asks the next question…

💥 The answer is already ready.

---

⚙️ The Secret Weapon: Semantic Cache

At the core of this system is something called a semantic cache.

Unlike normal caching:

• It doesn’t just store exact queries
• It understands meaning

So even if the user asks differently:

• “How much is it?”
• vs “What’s the pricing?”

👉 It still finds the right answer.

The cache uses:

• In-memory FAISS indexing
• Smart similarity matching
• Auto-cleanup (LRU + TTL)

---

📊 The Results Are Insane

Here’s what Salesforce achieved:

• ⚡ 316x faster retrieval speed
• ⏱️ From 110 ms → 0.35 ms
• 🎯 75% cache hit rate
• 🔥 Up to 86% on follow-up questions

In real terms:

👉 Conversations feel instant
👉 No awkward pauses
👉 More human-like interaction

---

🧩 Why This Matters (Big Time)

This isn’t just a technical improvement.

It unlocks real-world applications like:

📞 AI Call Centers

• No more “please wait while I check”
• Real-time answers during calls

🏥 Healthcare Assistants

• Faster patient interaction
• Immediate data access

🏛️ Government AI 

• Instant citizen queries
• Better service experience

🛒 Sales & Support Bots

• Higher conversion rates
• Less drop-offs

---

🔮 The Bigger Shift: From Reactive → Predictive AI

Traditional AI:

Wait → Think → Answer

VoiceAgentRAG:

Predict → Prepare → Answer instantly

That’s a massive shift.

It moves AI from:

• ❌ reactive systems
  to
• ✅ proactive intelligence

---

💡 Final Thoughts

Voice AI has always had one major weakness: latency.

Salesforce just showed that the problem isn’t the models —
it’s the architecture.

By splitting thinking into:

• real-time execution
• background prediction

They made voice AI:

• faster
• smarter
• and finally… natural

 

comments

AI Agents Are Replacing Apps? The Future of Software in 2026

📌 Introduction

The tech world is rapidly shifting — and one of the biggest trends in 2026 is the rise of AI agents. Instead of switching between apps, users can now rely on intelligent assistants to handle tasks automatically.

From booking appointments to managing workflows, AI agents are changing how we interact with technology.

---

🤖 What Are AI Agents?

AI agents are systems that can:

• Understand user requests
• Make decisions
• Perform tasks automatically
• Interact with multiple tools and APIs

Unlike traditional apps, AI agents act more like digital employees.

---

🔥 Why AI Agents Are Trending

Here’s why everyone is talking about AI agents:

1. Automation of Workflows

Tools like n8n allow businesses to automate repetitive tasks without coding.

---

2. Voice + Chat Integration

AI agents can now communicate naturally using voice tools like:

• ElevenLabs
• Twilio

This means businesses can deploy AI receptionists that answer calls 24/7.

---

3. Multi-System Control

AI agents can connect to:

• CRMs (like GoHighLevel)
• Databases (like Supabase)
• Messaging platforms (WhatsApp, SMS)

👉 One agent can control your entire system.

---

💼 Real-World Use Cases

📞 AI Receptionist

• Answers calls
• Qualifies leads
• Books appointments

---

📊 Business Automation

• Sends emails automatically
• Updates CRM
• Tracks leads

---

🏫 Smart Systems (IoT + AI)

AI agents can even connect with hardware:

• Sensors (ESP32, Raspberry Pi)
• Smart city systems
• Security monitoring

👉 Perfect for projects like smart schools and LGU systems.

---

⚠️ Are Apps Becoming Obsolete?

Some experts believe:

“In the future, you won’t open apps — you’ll just ask AI to do things.”

Instead of:

• Opening 5 apps
• Clicking multiple buttons

👉 You simply say:

“Book a meeting and notify the client”

And the AI handles everything.

---

📉 Challenges and Concerns

Despite the hype, there are still issues:

• Data privacy concerns
• Accuracy of AI decisions
• Dependence on automation
• Job displacement fears

---

🚀 What This Means for Developers

If you're a developer, this is a HUGE opportunity:

👉 Learn:

• API integrations
• Workflow automation
• AI prompt engineering
• Voice AI systems

---

🔮 Final Thoughts

AI agents are not just a trend — they are shaping the future of software. Businesses that adopt early will gain a massive advantage.

If you're in tech, now is the time to start building with AI.

comments

🚀 How to Build a REST API Using PHP (Beginner Friendly Guide)

                                     

📌 Introduction

If you're starting your journey in web development, learning how to build a REST API in PHP is one of the most valuable skills you can have. APIs allow different systems to communicate — from mobile apps to web dashboards.

In this guide, we’ll walk through a simple way to create your own API using PHP.

---

🧠 What is a REST API?

A REST API (Representational State Transfer) is a way for applications to communicate using HTTP methods like:

• GET → Retrieve data
• POST → Create data
• PUT → Update data
• DELETE → Remove data

👉 Example:

GET /api/users

---

🛠️ Requirements

Before we start, make sure you have:

• PHP installed (XAMPP / Hostinger / VPS)
• Basic knowledge of PHP
• A database (MySQL or PostgreSQL)

---

⚡ Step 1: Create Your Database

CREATE TABLE users (
  id INT AUTO_INCREMENT PRIMARY KEY,
  name VARCHAR(100),
  email VARCHAR(100)
);

---

⚡ Step 2: Create Database Connection (db.php)

<?php
$conn = new mysqli("localhost", "root", "", "test_db");

if ($conn->connect_error) {
  die("Connection failed: " . $conn->connect_error);
}
?>

---

⚡ Step 3: Create API File (api.php)

<?php
header("Content-Type: application/json");
include "db.php";

$method = $_SERVER['REQUEST_METHOD'];

switch($method) {

  case 'GET':
    $result = $conn->query("SELECT * FROM users");
    $data = [];

    while($row = $result->fetch_assoc()) {
      $data[] = $row;
    }

    echo json_encode($data);
    break;

  case 'POST':
    $input = json_decode(file_get_contents("php://input"), true);
    $name = $input['name'];
    $email = $input['email'];

    $conn->query("INSERT INTO users (name, email) VALUES ('$name', '$email')");
    echo json_encode(["message" => "User added"]);
    break;

  case 'DELETE':
    $id = $_GET['id'];
    $conn->query("DELETE FROM users WHERE id=$id");
    echo json_encode(["message" => "User deleted"]);
    break;

  default:
    echo json_encode(["message" => "Invalid request"]);
}
?>

---

🧪 How to Test Your API

You can test your API using:

• Postman
• Browser (for GET requests)
• Axios (JavaScript frontend)

👉 Example request:

GET http://localhost/api.php

---

🔒 Important Tips

• Always sanitize inputs (to avoid SQL injection)
• Use prepared statements in production
• Add authentication (JWT or API keys)

comments

 You knew it was coming: Microsoft has taken Visual Studio Code to the browser with the new VS Code for the Web, a lightweight version of the super-popular code editor that runs fully online.

You knew it was coming after the debut of Visual Studio Online, which morphed into Visual Studio Codespaces, which then just became GitHub Codespaces under the direction of GitHub, which also introduced the "github.dev" trick that launches a customized VS Code instance in the browser, which can also be done just by pressing the period key in any repo.

So a fully online, browser-based VS Code was sure to come, and it has.

"Now when you go to https://vscode.dev, you'll be presented with a lightweight version of VS Code running fully in the browser," announced the dev team's Chris Dias in an Oct. 20 post. "Open a folder on your local machine and start coding. No install required."

Of course, it's described as a "lightweight" version because an online VS Code can't yet match the desktop version in functionality. For example, there's no internal debugging or terminal with VS Code for the Web.

There is local machine file access, however, enabled by the File System Access API. That allows for:

• Local file viewing and editing. Quickly take notes (and preview!) in Markdown. Even if you are on a restricted machine where you cannot install the full VS Code, you may still be able to use vscode.dev to view and edit local files.
• Build client-side HTML, JavaScript, and CSS applications in conjunction with the browser tools for debugging.
• Edit your code on lower powered machines like Chromebooks, where you can't (easily) install VS Code.
• Develop on your iPad. You can upload/download files (and even store them in the cloud using the Files app), as well as open repositories remotely with the built-in GitHub Repositories extension.

While that only works for a couple of modern browsers now -- Edge and Chrome -- those using non-supported browsers can still access local files using browser tooling.

Your mileage may vary with other experiences like code editing and navigation, which in VS Code are driven by programming language services that provide language-specific functionality. The same thing happens with desktop versions, but those language services (and compilers) are designed to work with local resources like a file system, runtime and compute environment.

Variability among those services results in these three levels of VS Code for the Web experiences listed by Dias:

• Good: For most programming languages, vscode.dev gives you code syntax colorization, text-based completions, and bracket pair colorization. Using a Tree-sitter syntax tree, we're able to provide additional experiences such as Outline/Go to Symbol and Symbol Search for popular languages such as C/C++, C#, Java, PHP, Rust, and Go.
• Better: The TypeScript, JavaScript, and Python experiences are all powered by language services that run natively in the browser. With these programming languages, you'll get the "Good" experience plus rich single file completions, semantic highlighting, syntax errors, and more.
• Best: For many "webby" languages, such as JSON, HTML, CSS, and LESS, the coding experience in vscode.dev is nearly identical to the desktop (including Markdown preview!).

Dias acknowledged that VS Code for the Web, announced as a preview, looks a lot like the aforementioned github.dev and explained the difference.

"github.dev is a customized instance of VS Code for the Web that is deeply integrated into GitHub. Login is automatic, the URL format follows github.com's /organization/repo model so that you can simply change .com to .dev to edit a repo, and it is customized for GitHub with the light and dark themes."

While VS Code for the Web isn't as tightly integrated with GitHub, it does tie into GitHub repos and also supports Azure Repos.

"To work with both, VS Code for the Web supports two routes, vscode.dev/github and vscode.dev/azurerepos. You don't have to remember that though, simply prefix whatever URL you have with 'vscode.dev,'" Dias said.

The post goes into detail about all of the above and other aspects of the new offering, such as the extension ecosystem.

"Bringing VS Code to the browser is the realization of the original vision for the product," concluded Dias, who pointed to a video 10-year history of the effort. "It is also the start of a completely new one. An ephemeral editor that is available to anyone with a browser and an internet connection is the foundation for a future where we can truly edit anything from anywhere. Stay tuned for more ...."

comments

More VB Metro Samples available

With the recent release of the Windows 8 Release Preview and the Visual Studio 2012 Release Candidate we also have more of the Metro samples available for VB developers.

Although not all the samples are available for VB, there is a good selection of samples showing  you how utilize much of the important functionality now available.   More samples will be made available as the all the products move towards their final RTM relase.

Resources

Windows 8 Release Preview - http://windows.microsoft.com/en-US/windows-8/release-preview

Visual Studio 2012 RC - http://www.microsoft.com/visualstudio/11/en-us

Metro Style Apps - http://code.msdn.microsoft.com/windowsapps/Windows-8-Modern-Style-App-Samples

SOURCE: MSDN BLogs

comments

SMARTDevNet presents HTML5 DevDay Davao

Saturday, July 21, 2012 from 8:30 AM to 8:30 PM (GMT+0800)

Davao City, Philippines

HTML5 DevDay Davao is a one-day developer event and hackathon hosted by the SMART Developer Network (SMART DevNet), the developer community for Smart Communications, Inc.'s technology platform and, the University of Southeastern Philippines (USEP). We're inviting the existing and aspiring HTML5 enthusiasts to create an HTML5 web or mobile app in the afternoon after a morning of HTML5 talks from HTML5 practitioners.

HTML5 DevDay Davao is open to all developers especially those based in Davao and in Mindanao. This is a FREE event, no charge for admission, but registration is required.

HOW TO REGISTER FOR THE EVENT

1. Register via the Eventbrite page. http://html5devdaydavao.eventbrite.com

2. Join our Facebook group at http://facebook.com/groups/smartdevnet to get more info about the event as these are announced.

HOW TO JOIN THE HACKATHON

 1. Form a team of 2-4 members in advance. If you don't have a team going to the hackathon, you are encouraged to find other hackathoners who don't have any teams yet. If you still don't have a team just before the hackathon begins, the organizers wil try to find you a team. A team must have a minimum of two members.

2. Join our Facebook Group at https://facebook.com/groups/smartdevnet/ - we will be announcing a Hackathon Signup page here where you will need to provide details of a) your app name and description, b) the team name, and c) your team members.

3. Get ready with your ideas for an HTML5 app. Teams are allowed to have pre-work. You can also start working on your HTML5 app on the day of the hackathon itself.

4. At the end of the hackathon, all the groups registered for the hackathon will need to present their app via a live demo. The order of the presentations will be drawn by lots. Teams who are not registered cannot do a live demo and will not be eligible for any of the prizes.

5. We encourage everyone to join a team - even if you registered just to observe, you are strongly encouraged to be a participant-observer. 

PROGRAM:

0830-0930am Registration

0930-0945am Welcome, Let's Get Started by Paul Pajo, SMART DevNet

0945-1015am HTML5 Basics by Ronald Ramos, SMART

1015-1045am Great Websites with HTML5 by Eric Su, Piclyf.com

1045-1100am Announcements

1100-1130am Cross Platform HTML5 Mobile Development by Bob Reyes, Mozilla PH

1130-1200pm Cross-Platform iOS/Android HTML5 Transitions on Tablet Tips & Tricks,

                     by Dan Delima, Google

1200-0130pm LUNCH

0130-0145pm SMART DevNet: The Elevator Pitch by Jim Ayson, SMART DevNet

0200-0215pm Developer Story: SMART API application by Maui Millan (SMART / Mobile Tao)

0215-0230pm Hackathon Rules by Paul Pajo, SMART DevNet

0230-0245pm Break

0245-0545pm HACKATHON

0545-0645pm Presentations

0645-0745pm Judging

0745-0815pm Awards

ELIGIBILITY

• The HTML5 DevDay Davao is open to all developers of all ages.

PROCESS

• At the end of the hackathon proper, teams will do a live demo of their HTML5 apps.
• The app must use HTML5 and optionally the SMART APIs either as concept and/or prototype
• Teams will undergo final judging by presenting their project to a panel of judges who will identify the winners.
• All decisions of judges are final. Scores will not be made public.

PRIZES

• The following prizes will be awarded to the winning teams for the best use of HTML5 and the SMART APIs: We have awesome phones + other awesome stuff for the winners!

HTML5 APP DEMO

• Teams are expected to bring their own laptops. Internet access will be provided at the venue.
• The order of presentation will be determined by drawing lots.
• Each presenter is given three (3) minutes to explain the entry and two (2) minutes to answer questions during the Q&A.

CRITERIA

• The app must be in HTML5 & functionality is preferred
• An App that people want - 25% (convince us market NEED for your app)
• An App whose time has come - 25% (convince us of the app's TIMING)
• An App that's clever (really!) - 25% (convince us of the app's INGENUITY)
• An App that's properly mashed-up - 25% (convince us of the app's INTEGRATION)
• Did we tell you we have a prize for apps that connect to SMART APIs?

INTELLECTUAL PROPERTY

The team warrants that the entry is their original idea and does not infringe on the intellectual property rights of any third party. Participants are responsible for securing appropriate protection for any Intellectual Property (IP) contributed by the team members or their parent institutions. In the absence of such protection, participants should restrict themselves to non-enabling disclosures of their IP. Entries that have won major awards (1st, 2nd, 3rd) in any international, national or school competitions cannot be entered. Wireless service applications that are already in commercial production may not be entered. Smart Communications, Inc. (SMART) & University of Southeastern Philippines (USEP) shall not be liable to any participant for commercializing ideas that have been independently developed but are similar in concept to submitted entries.

WAIVER

Participants agree to abide by the terms of these Official Mechanics and by the decisions of the organizers and/or the judges, which are final and binding on all matters pertaining to this contest. By joining the contest, the participants agree to waive any right to claim ambiguity or error in these Official Mechanics. Except where prohibited by law, the winners consent to the use of their name and/or likeness by SMART and USEP for advertising and publicity purposes without compensation.

Each participant agrees that SMART and USEP and its parent companies, agents, representatives, affiliates, and employees will have no liability whatsoever for any injuries, losses, or damages of any kind resulting from his participation in the contest, or resulting from the acceptance, possession, or use of these prizes, nor in any way are responsible for any warranty, representation, or guaranty, express or implied, in fact or in law, relative to any prize, including but not limited to the quality, condition, or fitness.

Each participant agrees that SMART and USEP and its parent company, agents, representatives, subsidiaries, affiliates, and employees will have no liability whatsoever for any injury, loss, or damages of any kind resulting from the use of the entry, unless such entry has been formally offered by SMART and USEP to the public as a service or a product. Each participant warrants that it holds the necessary intellectual property right(s) over the entry, undertakes sole responsibility for any adverse or infringement claim(s) thereon, and further holds Smart and USEP, its directors, officers, employees, agents, parent company subsidiaries and affiliates free from any liability arising out of such adverse or infringement claim(s) including claim(s) for damages.

comments

Programming with RFID Reader

Im back again this time i will show how to use RFID Reader in VB6 Currently im developing Loadable E-Pass System for a confidential client and i want to share some of of codes regarding RFID and VB6. These is pretty straight forward i used MSCOMM (serial library in .NET) component in order to read /write buffer connected to PC's serial/usb port. This is done by using the oncomm() event in order to read all the buffers send by the RFID interface without using the timer control.

Private Sub Form_Load()
On Error Resume Next

' Fire Rx Event Every Two Bytes
MSComm1.RThreshold = 2

' When Inputting Data, Input 2 Bytes at a time
MSComm1.InputLen = 2

' 2400 Baud, No Parity, 8 Data Bits, 1 Stop Bit
MSComm1.Settings = "2400,N,8,1"

' Make sure DTR line is low to prevent Stamp reset
MSComm1.DTREnable = False

' Open COM1
MSComm1.CommPort = 1
MSComm1.PortOpen = True

If MSComm1.PortOpen = False Then
MsgBox "RFID not Connected!! system will shutdown!!"
End

End If



End Sub

Private Sub Form_Unload(Cancel As Integer)
If MSComm1.PortOpen = True Then
MSComm1.PortOpen = False
End If

End Sub



Private Sub MSComm1_OnComm()
Dim sData As String
Dim lHighByte As Long
Dim lLowByte As Long
Dim lByte As Long

' If Rx Event then get data and process
If MSComm1.CommEvent = comEvReceive Then
    sData = MSComm1.Input ' Get data
    lHighByte = Asc(Mid$(sData, 1, 1)) ' get 1st byte
    lLowByte = Asc(Mid$(sData, 2, 1))  ' Get 2nd byte
    lByte = JoinHighLow(lHighByte, lLowByte)
    
    strnumber = CStr(lByte)
    
    
    ItemDatabase.txtID = strnumber
 
      

End If
End Sub

Private Function JoinHighLow(lHigh As Long, lLow As Long) As Long
JoinHighLow = (lHigh * &H100) Or lLow
End Function

Updates:
USB to RS232 converter compatible:
Download and install prolific drivers.

For more info please download the sample project Happy coding for Design projects, custom web and windows application, please visit

Facebook Fan Page

http://www.facebook.com/emondsoft/

comments

Scientists develop flush-efficient toilet system that can turn waste into energy

Scientists from Singapore's Nanyang Technological University aren't keen on being wasteful -- that's why they've developed a toilet that uses 90% less water than other commodes and is capable of generating energy. Aptly named the No-Mix Vacuum Toilet, the porcelain pedestal's pot divides waste between two partitions -- one side for liquids, the other for solids -- and uses vacuum tech reminiscent of airline lavatories. Flushing solid and fluid wastes with 1 and 0.2 liters of H2O, respectively, the can will be able to route refuse to external processing facilities. Fertilizer ingredients such as nitrogen, potassium and phosphorous would then be harvested from liquids. Similarly, methane can be coaxed from solids for conversion to electricity or as a replacement for other natural gasses. Two of the university's restrooms are slated to have the toilets installed in the near future, and the team expects the thrones to roll out worldwide within three years.


Source: Engadget

comments

The PayPal Prepaid MasterCard now available.

Paypal is rolling out their PayPal Prepaid MasterCard to participating 7-Eleven franchises and company-operated stores across the nation. 


– Don Kingsborough, Vice President of Retail and Prepaid, PayPal


"Today I’m excited to tell you that we’re rolling out our very popularPayPal Prepaid MasterCard to participating 7-Eleven franchises and company-operated stores nationwide. The PayPal prepaid card is a great way for our 110 million customers to access their PayPal accounts offline and unlock more benefits – like online rewards, an optional savings account, real-time account alerts via text message and online budgeting tools. Offline, the card can be used to withdraw cash from ATMs while money can be loaded onto the card through direct deposit from your PayPal account or at more than 130,000 reload locations throughout the U.S. including Safeway and Walgreens.

Our customers tell us that they want more convenience, flexibility and choice when it comes to their money and we’re uniquely positioned to give them just that. Offering the PayPal Prepaid MasterCard in more convenient locations, like 7-Eleven’s 5,500 stores, brings our members more flexibility by making it easier to access their money both online and offline."

"Stay tuned as we roll out the PayPal prepaid card in even more retail locations later this year…but in the meantime, stop by to check it out for yourself and tell us what you think!"

Source: Paypal

comments

SmartGlass SDK Released To Developers By Microsoft

Pumped to use Microsoft's upcoming Surface and Windows Phone 8 devices to help you bolster your gamerscore? Sit tight -- SmartGlass development starts now. Microsoft is now making the Xbox SmartGlass Software Development Kit available to partners with agreements to develop content for the Xbox 360. Approved developers can download the SDK from the Microsoft Game Developer Network, replete with a SmartGlass JavaScript library, the Xbox SmartGlass Studio and a sample application. Redmond hopes the SDK will give developers a head start on building applications for the technology before it launches later this year. Of course, if you can't wait to see what developers are cooking up, you can always just check out our hands-on again.

Source: Microsoft Game Developer Network

comments

Google Partners With Flipboard To Integrating Google+ Streams In Apps

At the recent Le Web ’12 in London, Google’s Vice President of Product Management Bradley Horowitz has revealed that Google is going to partner with the makers of the awesome Flipboard application.

Enabling Flipboard to now include Google+ streams within their application. The new Flipboard feature will allow Google+ users to access posts, photos, video and other data without the need to visit the Google+ social network directly.

The new features have been added using the new Google+ APIs, that have been developed by Google to extend the available content to other applications. More information on the new APIs is explicated to be revealed at the upcoming Google I/O just days away. Robert Scoble provides more insight on the new Google APIs:

“This is the beginning of a real API. One that can write and read. Why isn’t this API open to all developers? Because Google doesn’t yet have good noise controls and is wanting to make sure they build their social garden stage-by-stage and not be forced later to piss off developers because they need to change their API to protect the user experience here.

He also announced that Google+ will never include advertising. Never is a long time, but it’s clear that they want to provide the industry-leading user experience.”

Source: TNW

comments

Your EON Unionbank Card and Paypal

Why use PayPal?

• It is a safer , easier way to Pay for the things you love
• Pay without exposing your credit card number or bank account number
• Speed through checkout while shopping online

Be one of the first to experience the convenience of shopping without borders!

Here are the steps to follow if you want to get your own EON Debit Card which can be used to shop online, to verify your Paypal account and to withdraw your funds .

1. Visit Unionbank's EON Application Page

2. Complete the necessary fields (make sure the mobile number you provide is active and you choose carefully the pickup branch for your card)

3. Wait for the reference number that will be sent by Unionbank to your mobile number

4. Prepare two valid identification cards (for list of accepted cards, refer here)

5. Visit the pickup branch you have indicated in your application

(bring the two valid ids with one photocopy each and  P 350 annual fee)

6. Submit the requirements to the bank (approach the person in the information table)

You can complete all these steps in less than an hour. After getting the EON debit card, you must wait for 24-48 hours before your account will be activated by the bank. Within that time duration, you can already enroll your card for online banking. This is very important because you will not be able to access your cyber account if you fail to do this step.

After two days, visit again Unionbank's E-banking System. If you successfully logged in and checked your account, that means the bank has already activated your card. If you haven't verified your Paypal account yet, you might consider doing these things.

1. Log in to your Paypal

2. Click the "Get Verified" link below your name

3. Add your EON Debit Card (take note: Paypal will get P 100 from your card to check if you really own the card number; but it will be credited back to your account after 24 hours)

4. Log in to your EON Cyber Account

5. Check the transaction details and look for the one sent by Paypal

6. In the transaction details you will see "VISA-PP*aaaaCODE", copy the 4-digit code (aaaa)

7. Log back in to your Paypal and click "Get Verified"

8. You will be directed to a page where you have to type the 4-digit code

That's it! You are now a verified Paypal member.

Here's the Walk through Video from Ecommerce Specialist  Eireen Diokno Bernardo 

Should you want to withdraw your Paypal funds to EON, all you need to do is to click "Withdraw" link on the top of your Paypal page and choose "Withdraw Funds to your card." There is a P 250 charge for this transaction. However if you have an existing bank account and withdraw your funds to the said account, the transaction fee will be free for withdrawal of P 7,000 or more. P 50 will be charged for withdrawal of P 6,999.99 or less. As you can see, choosing "Withdraw Funds to your bank account" is more convenient. Because of this, I always prefer withdrawing my funds to my LBP account.

Source: 

www.theladyprogrammer.com

https://www.facebook.com/unionbankph
http://www.unionbankph.com/index.php?option=com_content&view=article&id=1061&Itemid=275

comments